Banking Without Boundaries
Crypto Meets SEPA in One Simple Platform
Take full control of your money with a crypto-friendly bank account. Instantly get your own EU IBAN in your name, manage multiple cryptocurrencies, send and receive SEPA payments, and swap between crypto and fiat effortlessly — all with transparent, low fees and zero monthly charges.
EU IBAN Account
Personal account in your name
Crypto Wallet
USDC & more coming soon
Instant Swaps
EUR ↔ USDC at 2% fees
Why Choose VBank?
Banking is evolving, and so should your finances. Traditional banks often restrict crypto transactions, charge high fees, and make it complicated to move between digital and fiat currencies. Our platform is designed for the modern user who values speed, flexibility, and financial freedom.
Personal EU IBAN in Your Own Name
Receive and send SEPA payments just like a traditional bank account.
Built for Crypto Users
Load crypto, convert to EUR, or swap back to USDC at any time.
Seamless Conversions
Exchange EUR ↔ USDC at only 2% fees with no hidden charges.
Instant Access
Your account is ready for use right after a simple KYC verification.
High Transfer Limits
Send SEPA payments up to €50,000 in a single transaction.
No Monthly Costs
Keep your account open for free, only pay when you transact.
How It Works
Managing money should not be complicated. Here's how our platform makes it simple:
Sign Up in Minutes
Create your account online. Upload a valid ID and pass a quick KYC check. No paperwork, no long waits.
Receive Your Custom IBAN & Wallet
Once verified, you'll instantly receive a unique EU IBAN account in your name and a multi-currency crypto wallet to store and manage USDC.
Load Funds Easily
Option A: Send crypto (USDC) to your wallet, then swap it into EUR. Option B: Receive SEPA payments in EUR directly into your IBAN.
Swap Anytime
Need to move between crypto and fiat? Convert EUR ↔ USDC instantly with a flat 2% fee.
Send & Withdraw
SEPA Transfers: Send money across Europe at just 1% per transfer. Crypto Withdrawals: Move your crypto out to external wallets anytime.
It's fast, flexible, and designed for the modern financial world.
Features in Detail
No more generic payment accounts. Your IBAN will be registered in your personal or business name, allowing you to receive SEPA payments as you would with any traditional European bank. Perfect for freelancers, entrepreneurs, and businesses needing trust and professionalism when receiving payments.
Unlike traditional banks that block or question crypto-related payments, our system is designed for it. You can freely deposit, withdraw, and exchange between crypto and EUR without fear of restrictions.
Hold and manage your crypto in one place. Start with USDC, the most stable and widely used digital dollar, and stay tuned as we roll out support for more coins.
Send payments across Europe quickly and reliably. Whether paying suppliers, freelancers, or personal transfers, you can send up to €50,000 per transaction.
Forget about hidden charges. We believe in simple, upfront pricing: Free to receive SEPA transfers, 2% fee for EUR ↔ USDC swaps, 1% fee for SEPA outgoing payments, Only blockchain fees for crypto withdrawals.
Keep your account open as long as you want — no recurring fees, no minimum balance. Virtual Card coming soon to shop online, pay bills, and manage day-to-day expenses.
Pricing & Fees
We keep things simple and transparent.
No surprises. No hidden costs. Only fair, transparent pricing.
Example:
• Receive €20,000 via SEPA → Convert to USDC (only €400 fee).
• Send €10,000 SEPA transfer → Just €100 fee.
💡 No surprises. No hidden costs. Only fair, transparent pricing.
Who Is This For?
Crypto Traders & Investors
Cash out crypto into EUR or load EUR and swap to USDC instantly.
Freelancers & Digital Workers
Get paid in EUR by EU clients, then convert to crypto for easy access worldwide.
Startups & Small Businesses
Accept large SEPA payments without restrictions and manage funds flexibly.
Digital Nomads & Remote Workers
Travel freely while managing both fiat and crypto in one simple account.